SBI Emudra PM SVAnidhi Loan Problem Solution

Here we will discuss about SBI Emudra Loan which is called PM Svanidhi Loan Problem and their Solution. When someone is applying for sbi mudra loan they get different error message.

So here we will discuss what is the errors and their solution.

SBI Emudra loan Terms and Conditons:

Features of e-Mudra	Requisite documents for Applying Loan
i. Should be a micro entrepreneur. ii. Should be an existing CA/SB Account holder of SBI, minimum 6 months old. iii. Max eligible Loan amount- Rs.1.00 Lakh iv. Maximum Loan period-5 Years v. Instant availability of loan up to Rs.50,000/- based on Bank's eligibility norms. vi. For loan above Rs.50,000/-, customer to visit Branch for completing formalities.	vii. Savings/Current Account number and branch details. viii. Proof of Business (Name, Start date & Address) ix. UIDAI- Aadhar Number (should be updated in A/c Number). x. Community details (General/SC/ST/ OBC/ Minority) xi. Other information for uploading like: GSTN & UDYOG Aadhar Proof of Shop & Establishment or Any other Business Registration document (if available).
Step by Step Process
Please Input or select through drop down menu and fill application form. Please provide Aadhaar No. for e-KYC through UIDAI (User to ensure his present Mobile Number is linked with Aadhar (For OTP purposes) since e-KYC, e-Sign has to be completed through OTP authentication for processing and disbursement. For Above 50,000 to Rs. 1 lacs, applicant to visit Branch where his SBI Saving/ Current Account is maintained and complete document signing formalities. Upon Completion of formalities, you will receive SMS in your mobile number advising to initiate further process viz. account opening & Disbursement by revisiting e-MUDRA portal. The process needs to be completed within 30 days after receipt of SMS of loan sanction. Note: The documents to be uploaded should be in PDF/ JPEG / PNG format, maximum size 2MB.

 

SBI Emudra loan Online Apply

SBI Emudra PM SVAnidhi Loan Problem Solution

1. Sorry! Please visit your home branch and update your PAN o Voter id in your account apply again.

This error comes when your bank account is not linked with your PAN card. So the solution is go to your home SBI Branch and submit your pan card copy to link with bank account.

If you are not able to go sbi home branch then open SBI internet banking and submit your PAN card through internet banking.

2. Sorry! you are not eligible for online e-mudra. Kindly visit concerned SBI Branch for further details.

This error comes for lot of persons. Why this error shows?

There are lot of reason behind this error. First Your Cibil score is not good. You have already taken loan from somewhere. If you already get loan but EMI not paid timely.

So for given reason you have to go concerned branch and ask them what is the problem.

3. Sorry! We cannot processed here, due to banks internal guidelines. Please visit the SBI Branch for Further details.

This error occurs when you submit your business details. And your business not complify bank guidelines. To solve this error just reapply and change business details.

4. Soory! Aadhaar not linked with mobile number. Kindly Update your Aadhaar details with mobile number and apply again.

To solve this error go to Aadhaar center and link your mobile number with Aadhaar. When you are link Aadhaar with mobile number reapply again.

Some FAQS Regarding SBI Mudra Loan:

1.SBI emudra loan interest rate :

- Interest rate is 9% per annum and loan time is 5 years.

2.sbi emurda loan web application

- goto official sbi emudra loan website and fill form

3.Sbi emudra loan helpline number

- No there is no specific number but you can contact SBI Customer care for any query regarding sbi mudra loan

4.How to apply for sbi emudra loan

Here we have already discuss about how to apply for loan you can see the post.