ATM, Debit Aur Credit Card Me Kya Difference Hota Hai


Hello, dosto bahut sare log aaj-kal online shopping, online payment ke liye credit, debit card ka use karate hai. Lekin kya aap janate hai ki debit aur credit card me kya difference hota hai ? Agar nahi to ye post jarur padhe.

ATM, Debit Aur Credit Card Kya Hota Hai

ATM Aur Debit Card Kya Hota Hai?

Atm ko automated teller machine kaha jata hai. Atm ki madad se hum apne bank account me jo paise hote hai wo kahi par bhi atm machine se nikal sakate hai. Aur to aur ATM ki madad se hum online payment bhi kar sakate hai. Atm card humare prepaid sim card ki tarah hota hai. Agar humare mobile ka balance khatam ho jaye to hum call nahi kar sakate. Waise hi agar humare bank account me paise nahi hai to hum atm card ka use nahi kar sakate.





Atm card pe aapka naam aur 16 digit ka card number diya hota hai. Jab hum Atm card ka use karate hai tab aapko pin pucha jata hai.
Agar aapko atm card chahiye to aap apne nazdiki bank me jakar aaply kar sakate hai.

Debit Card:
Debit card bhi same Atm card ki tarah hi hota hai. Debit card Jayda tar online payment, online shopping ke liye use kiya jata hai. Debit card ka use karane par aapke bank account se paise kum hote hai. Aur agar aapke bank account me paise nahi hai to phir aap debit card ka use nahi kar sakate.
Aur kabhi kabhi ATM Cum Debit Card bhi hota hai wo bank par depend karata hai ki wo aapko kya de rahi hai.




Atm & Debit Card Ke Bhi Bahut Sare Prakar Hote Hai:
1. Master card
2. Maestro Card
3. Rupay Card
4. Visa Card
In card ki facility me bhi difference hota hai.





Credit Card Kya Hota Hai?

Credit Card aapko bank ya kisi financial institute se milata hai. Credit card ka use hum online payment, fund transfer, online shopping karane ke liye kar sakate hai.
Credit aur debit card me basic difference ye hota hai ki agar aapke bank account me paise nahi hai phir bhi aap payment ya shopping kar sakate hai.
Credit card ki limit hoti hai wo aapke salary ya phir aapki income par depend karati hai.
Credit Card se agar aap shopping karate hai to bad me aapko wo paise, interest (byaj) ke sath diye gaye samay me laulate padate hai. Agar aap diye gaye samay me wo paise nahi lauta pate hai to interest (byaj) badata jata hai.


Basic Difference between Credit Card and Debit Card:


Credit Card
Debit Card
Bank Account me agar paise nahi hai phir bhi payment, online shopping kar sakate hai.
Bank account me paise nahi ho to payment nahi kar sakate.
Bad me byaj ke sath paise loutane padate hai.
Debit card me yesi jarurat nahi padati.
Credit card ki limit hoti hai.Jitni aapki limit hai utni hi shopping kar sakate hai.
Debit card ki koi limit nahi hoti aapke accout me jitne paise hai utne aap use kar sakate hai.






To dosto aapko ab pata chal gaya hoga ki credit card, aur debit card me kya fark hota hai.

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17 comments

8 July 2016 at 00:37

Debit cArd aur Credit Card Ek Confusion ka Sawal hai. Thanks apne ye simple tareeke Me samjhaya hai..

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8 July 2016 at 01:16

#Aapke Feedback ke liye danyawad mahaveer ji.

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6 August 2016 at 05:31

Net banking me debit card number mang raha h ye Kaha pr Hota. Four number ka jo hota h

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6 August 2016 at 05:41

#Feedback Ke liye Thank's

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6 August 2016 at 05:44

#Anup Ji Debit Card Number Yane ATM ka Number jo 16 digit ka hota hai. Aap ye post puri read karo

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13 August 2016 at 11:18

Hello Sr. Muje credit card banana he to bank ki kiya formality hot he Muje bataea .or ha sbi me mera account he or debit card bhi he

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13 August 2016 at 19:16

#Mukesh aapko agar credit card chahiye to aap wo online ya bank me jakar bana sakate hai. Lekin uske liye aap ka age 18 se upar hona jaruri hai. Aur bank me aapka credit accha ho yane isse pahale koi loan na ho.

Extra Information ke liye aap ye link check karo:

https://www.sbicard.com/en/faqs.page

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3 September 2016 at 00:56

Thanks bhai dabit card aur credit card ki jankari dene ke liye

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6 October 2016 at 08:06

Sir mera a/c bank of Baroda hai mera age 13 sal hai kya mujhe ATM card ya debit card mil jayega

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6 October 2016 at 09:16

@ Akash Agar aap ke name se account hai to aapko ATM card mil jayega.

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9 November 2016 at 07:50

@ Abhishek,

Thanks Feedback ke Liye.

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