Aaj kayi log
apne mobile, pc se online banking ka use money transfer, online shopping, and
view statement details ke liye kar rahe hai. Online banking ki suvidha sabhi
banko ne avalible kar di hai jaise SBI, BOI, ICICI Bank, etc. Par online
banking use karate samay hume kuch safety tips ko yaad rakhana padata hai jo is
post me maine batayi hai.

Online banking
ne humare bahut sare kam aasan kar diye hai, hum ghar baithkar apne dost ko
money transfer kar sakate hai, online shopping kar sakate hai, aur bhi bahut
sare kam ghar baithkar kar sakate hai. But agar aapne security ke mamale me dyan
nahi diya to ho sakata hai ki aapke paise koi aur chura le. Yesa na ho isliye
maine jo tips batayi hai unko follow kare. In tips ko follow karane se aapka
account safe rehega.
Online Banking Safety Tips
1. Strong Password Chune:
Jab hume first time internet banking ka
kit milata hai jisme aapko user name aur password diya gaya hota hai. Usse aap
first time account me login kare login karane ke bad apna password change kar
de.
Password Kaisa Hona Chahiye:
·
Password me kum se kum 12-15 character
long hona chahiye.
·
Password me alphanumeric, small,
capital letter and symbol ka use kare.
E.g. a, b, c,
A, B, C, @, #, $, &, ^, 1, 8, 9
Strong Password Ka Example: $86i@mChAvAn
Password Kaisa Na Ho:
Password chunate samay log aksar Galati
kar dete hai. Wo kuch is prakar
·
Password me apna name, date of birth na
dale.
·
Directory word ka use na kare e.g.
password
Week Password example: Chavan123
2. User Name, Password Ko Kahi Par Likhe Nahi:
Second big mistake yaha par ho jati hai
kayi log kya karate hai apne password ko likh kar rakhate hai. E.g. apne wallet
me, apne mobile ke memo me, ya message box me.
Ye ek bad habbit hai agar aapka wallet
ya mobile kho jaye aur usme aapka banking ka user name aur password ho to aapka
account me se paise nikal liye jayege.
To isliye jab bhi aap password aur user
name change kar dete ho tabi aapko usko yaad karke rakhana hai.
3. Ek Accha Antivirus Software Use Kare:
Ab aap ye kahenge ki ab online banking
me ye antivirus software kaha se aa gaya. Lekin jitana strong password create
karana jaruri hai utna hi ek badiya antivirus software aapke computer me
install hona jaruri hai.
Kyon ki aaj internet par yese malware,
viruses maujud hai ki wo aapko information ko kisi aur ko send kar dete hai
agar yesa virus aapke pc me aa jata hai, to aapki sari information galat hato
me chali jayegi. Aur iske karan aapka nuksaan ho sakata hai.
4. Public Places and Net Cafe Pare Online Banking Na Use Kare:
Kisi bhi public place e.g aap kahi par
job karate hai aur 10-12 logo me 2-4 pc common use me hai to yesi jagah pe
interent banking na use kare.
Aap agar cyber cafe me jate hai to waha
par bhi internet banking ko use na kare kyon aaj kal market me
kuch yesi usb device available hai jab hum wo kisi pc ko attach karate hai to
wo aapke sare user name , password ko copy kar lete hai.
To isliye
public palace aur cafe me internet banking ka use na kare.
5. Bank Ki Site Open Karate Samay Dyan De:
Har samay jab
bhi aap bank ki site open karate hai us samay kuch baato pe dyan de.
e.g. mai sbi ki
site open kar raha hu to humesha yaad rakhe ki


STATA
BANK OF INDIA [IN] https://www. Kuch s tarah ka
protocol hona chahiye iska matalab hota hai ki site hypertext transfer protocol
secured hai yane aapka data encrypt ho raha hai. Jis wajah se aap safe rahate
hai.
Agar aapko site
me kuch bhi gadbad lage to fauran us site ko close kar de.
Kyon internet
par yese log maujud hai jo banking ki tarah same dummy site create karate hai
jo kafi had tak same original site ki
tarah dikhayi deti hai agar waha par aap apne user name aur password se
login karoge to aapka user name aur password galat hato me ja sakata hai.
6. Virtual Keyboard Ka Use Kare:
Agar aap typing
nahi janate aur computer par online banking ka use kar rahe hai to aapko
virtual keyboard ka use karana chahiye. Regular keyboard pe jab aap ek ek key
press karenge to agar apne ke najdik koi hai to usko pata chal jayega ki aapne
koun se key press kit hi.
Isliye jab bhi
banking site open kare virtual keyboard ka hi use kare us keyboard ki key
change hoti rahati jiski wajah se kisi bhi software, ko ye pata nahi chalega ki
aapne koun si key press ki thi.

7. 2 Months Me Password Change Kare:
Har 2 months me
aapna internet banking ka password change karate rahe kyon ki yesa karane se
aapka account aur bhi safe aur secure rahega.
8. Trusted Site Pe Hi Online Payment Kare
Jab bhi aap
kisi site par online payment karate hai tab wo site kitni trusted hai ye pahale
jan le. Kisi bhi site par online payment karate samay site ka url check kare
usme HTTPS hona chahiye.
E.g. Paytm is
site par jab aap jate ho to wo https secure site hai yane is site pe hum
transaction kar sakate hai.


Agar aap ko
site ke bare me pata nahi aur wo site new hai to us site pe online payment na
kare.
9. Email Attachment Na Open Kare:
Aapko daily
kitne spam mail aate hai jaise aapne Rs.50000 ka price win kiya hai uske liye
hume aapna name, address, bank account details de. To is tarah ke email ke
attachment me malware aur script hoti hai jisse hume open nahi karana hai.
10. Spam Mail, Call, Message Ka Answer Na De:
Ye humesha yaad
rakhe ki bank aapko apni details phone call, ya mail se kabhi bhi nahi puchati.
Aapko kayi yese fraud call, mail ya message aayenge ki aapke bank details
update karane hai isliye aapke bank details de is tarah ke call ya mail ka
kabhi bhi reply na de.
Agar aap in tips
ko follow karate hai to aapka bank account safe aur secure rahega.
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